Thelma (Dr Tee) is a very passionate and enthusiastic individual who is keen to empower communities. As a researcher, her interests are community development, financial inclusion, and gender justice. Thelma's desire to promote financial inclusion as an instrument for poverty alleviation, mobility, and empowerment resulted in a doctoral degree examining how micro-finance institutions can promote financial inclusion.

Afiya ‘Fi' Titus is ACA exam-qualified with a finance background working to support individuals and entrepreneurs to build their financial futures. She has been a self-employed entrepreneur, sole trader, and limited company director for several years. Her experience also includes leadership and business growth. Her goals in life are to live and work in a way that is as autonomous and flexible as possible.